(4) “Debit card” means an identification card, plate, coupon, book, number, or any other device authorizing a designated person orbearer to communicate a request to an unmanned teller machine or a customer convenience terminal or obtain property or services by debit to an account at a financial institution. (3) “Expired credit card” means a credit card bearing an expiration date after that date has passed. The term includes the number or description of the device if the device itself is not produced at the time of ordering or obtaining the property or service. (2) “Credit card” means an identification card, plate, coupon, book, number, or any other device authorizing a designated person or bearer to obtain property or services on credit. When you have gathered the required documentation and completed the affidavit call the police department to make a report.(1) “Cardholder” means the person named on the face of a credit card or debit card to whom or for whose benefit the card is issued.
#Debit credit card abuse texas download#
If the transaction occurred in the City of Grapevine, or if you are a resident of the City of Grapevine and had fraudulent transactions on your card anywhere, download the Credit/Debit Card Abuse Affidavit and follow the instructions provided. If you believe that you have been the victim of debit card or credit card fraud, contact your bank or credit card provider and cancel the card immediately.
#Debit credit card abuse texas software#
The best protection against this is updated virus protection software for your computer. It collects and sends to criminal's your valuable financial information, usernames and passwords that can be used to cause you significant financial loss. This program runs in the background on your computer. This also sometimes occurs when you open an attachment on an email and it installs whats known as a Trojan or keystroke logger on your computer. It is usually performed by sending emails that look legitimate that ask you to enter account numbers or credit card numbers. Is the stealing of credit card information through electronic means. This lets you know that your transaction is secure. When making online transactions, look for HTTPS in the web address. Cards compromised by hacking tend to be from online transactions. The thief hacks into the merchant's payment system and steals customer credit card number. Many merchants using out of date software on their POS (point of sale) terminals fall victim to this. There have also been recent instances where skimming devices have been found installed inside gas pumps. There have even been cases of devices placed on ATM machines to capture data. Common skimming locations are restaurants and fast food drive-thru windows.
The thief then re-encodes the data onto another card and uses it to make purchases or withdrawals. Skimming is the use of a small device to obtain the electronic data off of the magnetic stripe on the back of your credit/debit card.
Traditionally credit card fraud was limited to the use of stolen or lost cards to make unauthorized transactions, but due to advances in technology, there are now many other ways for thieves to obtain your credit card/debit card information. This is the most common type of identity theft and can occur whether or not the person physically has your actual card. Credit/Debit Card abuse is the use of your credit card or debit card by another to obtain a benefit fraudulently.
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